I have not been with Facecard for long. But it is a pre-paid debit card you can get direct deposit through. I had a debit card but my dog got to my wallet and chewed up a strip on the card so I had to order a new one. When you order a new one online they automatically cancel the current card and you receive the replacement one within 7-10 business days. On 03.27.2009 I made a request online at www.members.facecard.com for a replacement card because my dog chewed up my old card so I was unable to use it at an atm. So online stated it would... read full review »