ave been repaying a loan from a person on my wifes side. I recieve a pension from NDPERS and this was used as the vessel to deposit to an account at the originating Bank. I instructed and recieved confirmation of my request to apply all of the pension monies to be paid towards this loan, minus $1.00 to keep the account open. This arrangement was made in good faith and in essence my credit score was not being enhanced although the signer of the note has had timely and supposedly over payments was recieiving favorable Credit Bureau report... read full review »