I was sold to SST in 2006 by Washington Mutural and since then the interest rate has skyrocketed to 29.9% interest. I was getting burried. So they said if I skipped 3 months they would give me a hardship rate of 9.9%. So I did that they completely ruined my credit and now they are going to raise the rate back up to 29.9% if I am lucky. I now owe more on the card now then when i was trasfered what a rip. I want my credit back and my card paid off. I tried to settle for a cash settlement. They did not seem to interested in that either. What is a person to do? read full review »