We wrote a check to Sam's club in memphis, which was returned due to our own miscalculation. TRS sent us a letter requesting payment, which we sent to the amount of $299.66. About the same time, Sam's club ran the check again, this time correctly debiting my account for the original 268.66. In order to get TRS to refund my money, which now has paid Sams's club twice, I have been calling and jumping thru hoops, and have yet to recieve a refund. I won't shop Sam's club again, and leave walmart to the chinese. read full review »