Took renters insurance with plenty of coverage, I was back east recovering from surgery and the bath tub faucet failed which turned the hot water on. Just running down the drain, the apartment was closed up so the water ran for at least a month. Black mold formed over everything, ruined all my personal property, the MetLife adjuster refused to enter the unit it was that bad. They told me that the remediation company would inventory all belongings and that he considered all a total loss. This took place on May 25th 2011, I still have no list, I... read full review »