lakI got behind on my credit card last Sept after losing my job, having hours cut at another job. I contacted capitol one with no help. I ended up getting behind then in Sept 2010 I made an agreement with them over the phone that if I paid them 170.00 a month for 6 months I would be reinstated with my credit card. Not that I wanted to use them but Im trying to rebuild my credit, Capitol One is now denying any agreement ever took place. I didnt know they should of sent me something in writing I just amde the payments like I agreed. I did... read full review »