Ambivalent wording regarding application of payment to their credit cards, does NOT cover when you have TWO zero interest balance items. They applied payments for 5 months to new zero interest item and not to original balance. I phoned and was told they didn't know how to get payment or part of payment to old balance. I wrote: the 2 letters did not address my issue. One in fact said they couldn't issue another card. I didn't ask for another card. I phoned again and was told in spite of wording that did not addre... read full review »