Help! A family member that was desperate for money knew my personal information used it and took out a line of credit loan totaling 17, 000.00 dollars at 24.99% interest. I only found out because I received a phone call from someone at Beneficial asking if I wanted to try and lower the loan by refinancing my house and use the equity to pay the loan off because other wise it was going to take 30 years to pay off! At 24.99 % I believe this would be about $120, 00.00 if I was only paying the minimum payment. This truly is Robbery, Rip Off... read full review »