To clarify the confusion between being a customer and a debtor. Here are the definitions of each. Customer - person, company, or other entity which buys goods and services produced by another person, company, or other entity. DEBTOR - is a person or entity that owes money. In other words, the debtor has a debt or legal obligation to pay an amount to another person or entity. Guess which category you guys fall under? Hint: Pssst. It's the one with the capital letters. read full review »