The best place to start is a bit of background on myself. I am 49 years old and have been on total disability for over 10 years. Iam bipolar 1, PTSD, panic disorder etc.. I spent many years under doctors care. I actually had reached a point that i had begun to feel better and wanted to make an attempt to go to school and eventually return to work. When I spoke with Kaplan, I was totally honest and told them everything about myself. I asked them if they wanted letter from my doctor etc.. and other dccuments confirmsing my disablity and... read full review »