They keep telling us that they were going to help us to do a modification and after a lot of phone calls: they lost our papers all the time. Finally they told us we don't qualify because the property value was above of the Obama program. They wait until the last minute when I ran out of all my money: bank savings, 401K, life insurance..extra jobs etc.. to tell us that???? then they watned us to pay 3 months in advance?? if they had done that few months ago.. we could have have still some money to pay that money. They are liers!!! specially that Terry paid 8 dlls per hour *** womand!!! read full review »