We received a call from a company claiming to collect a debt from a cash advance, Advance Cash USA. They are claiming that we took out a $300 loan and are willing to let us pay the $300 back without interest. This is a scam as we never took a loan with this company ever. Somehow they have our personal information and have also e-mailed us a generic direct debit form for us to fill out. There is no letter head on the form or anything. When we asked for documentation we were told it was a paperless loan, RIGHT! read full review »