Brian at 1st American Card Service has the ability to present in a calm, competent & trustworthy manner. After committing to the service, I realized promptly that he and his wife, Laura, are very skilled liars. Promised maximum fees were regularly exceeded. The initial excess fee assessment was acknowledged by Laura and she assured me that there would be a credit for the excess. It Never happened and when I attempted to follow up by call and NUMEROUS emails, all were never responded to. I was forced to call brian as a result of Laura... read full review »