This is ABSOLUTELY a fraud. Do not send this company ANY money IF you have already paid your debt. This company is harassing me for a debt that has already been paid in 2005. I sent proof to the first company T-Mobile turned this collection over to in January, 2008. They in turn, evidently sold or turned over this collection to this company, Pinnacle Financial Group. I have a canceled check proving that I have paid this back in 2005! The first debt collection company to harass me was Mitchell Kay. Now I have this company Pinnacle Financial... read full review »