I have purchased cell phones through Verizon Wireless and have purchased the Asurion insurance on several of my phones. I purchased a new Iphone 4 in February. I ended up getting the phone into the washing machine. I have insurance this will be great! Wrong. I filed a claim and I had to pay $199.00 for the replacement phone. (I paid $299)originally. The phone arrives, but it is defective. The lower right hand corner of the screen has a darkened area. I show it to the verizon store as I was told to do by Asurion. I also let them know there wa... read full review »