There is a new add running on TV in the state of NJ by Armando Montelongo stating that you may attend a free seminar where you will be taught how to make big money with no money down in real estate even in this economy. $40000 plus is what they are trying to scam you from. First off the initial seminar consist of outdated material. Second the next seminar weekend where you are promised the real answers us $1500. Please don't waste your time it's just a more indebt review of outdated numbers and a pitch for the big setup for going in... read full review »