I SIGNED AN AGREEMENT WITH PIVOTAL PAYMENTS 10/05/2009. I WAS NOT SATISFIED WITH THERE SERVICES. THERE SECURITY OFFICE MESSED UP AND CAUSE US TO BOUNCE CHECKS AFTER THEY WITH HELD OVER $10, 000 BECAUSE OF A LARGE TRANSACTION. OUR BANK WAS THE FIRST TO NOTIFY US THAT WE WERE OUT OF FUNDS NOT THE CREDIT CARD MERCHANT COMPANY. THEN ONCE WE CALLED THE PAYMENT COMPANY IT TOOK THEM SO LONG TO FIGURE OUT THAT THEY WERE AT FAULT AND FINALLY RELEASE THE FUNDS. SO BECAUSE THEY HAVE DONE THIS SEVERAL TIMES, WE DECIDED TO CANCEL AND GO TO A NEW COMPANY... read full review »