My neighbor decided to sell his house and my wife and I decided to buy it as an investment property. It was sudden. Using all the money in our available accounts, we had just enough to cover 20% and a few thousand dollars in closing costs. We also had a preplanned vacation coming up and no way to cancel. After shopping around, I settled on North American Savings Bank. I explained to the loan officer our situation and that I would need a no-origination fee loan because I only had enough to cover the down payment and closing costs and NOTHING... read full review »