we have less than perfect credit so i got online to apply for a bad credit loan. a guy called us and said we were approved.he need $1400.00 to cover ins.on the loan.we were so excited and were not thinking. he said his name was john walters from boston, mass. we were told to send 2 -$700.00 western unions to 2- different people in halifax canada, DUH! then he said he had micalculated and we needed to send $500.00 more so we sent it DUH! needless to say we never got our loan.we gave him every dime we had, our rent, utility money, everything and... read full review »