Somehow, on April 13th I got signed up with Club Membership Rewards; I do NOT remember agreeing to any such thing. A few days ago I was checking my bank account online like I do semi-regularly, and saw a $19.80 charge. At first I thought little of it, because on 18th I took my sister in for a doctor's appointment and I thought I remembered paying for food at a restaurant with my card. Now I remembered I used cash so that could not possibly have been it. Now on the 24th I get a letter in the mail from Club Membership Rewards, dated the... read full review »