My loan was sold to Saxon in November of 2007. In January 2008, I requested that my interest rate be lowered and locked for at least 5yrs, being that I have a ARM loan. Kathleen from Saxon sent me a financial packet in January2008. I completed it and faxed it right back to her. I called Kathleen back to check on the status, she advised me that it would take a few weeks and for me not to send any payments until I received a call back and correspondence in the mail. I continued to call to check on the loan. I kept getting... read full review »