I received the letter telling me that I was pre-approved for the 10, 000 dollar credit card and a request for $37.00. I knew immediately that this was a scam. How could they offer me a credit card without knowing my social security number? I made a copy of the letter and the envelope that it came in and sent it to the Postal Inspector with their complaint form attached. Then I wrote on the copy to UNION WORKERS CREDIT SERVICES that because I work at a District Attorney's office, I would be giving this to my boss to forward to our State Attorney General for prosecution. This is MAIL FRAUD. read full review »