About five months ago I retained the services of this firm tohelp clean up my credit through the three major credit reports and, of course, they needed the initial setup fee immediately to begin so I obliged and transfer about $120 plus or minus in their hands and assured me that my case worker would contact me and when she did she required the fee to pull up my credit profiles and briefly discussed what they'll do for me and for the next weveral weeks I received letters from former creditors stating that their complaint was being removed... read full review »