I have had a problem with First Consumers National Banks’ credit card for about five months now. My problem started in June when I was told that I didn’t need to make a minimum payment. Odd I thought, but what the heck? The following month I received an over the limit charge because the finance charges brought me over my limit. With each call to their “customer service” (term used loosely) center, I was never given the correct amount to pay to keep my balance below it’s limit enough so that the finance... read full review »