AHMSI offers people in hardship situations loan modifications that actually increase the payments making the payments impossible to those on a fixed income to make. Unfair trade practices, RESPA and HUD violations, illegal forclosers.there needs to be a federal investigation of AHMSI for illegal business practices that ruin peoples lives. The excutives of this company should be in jail.AMSI excutives are far worse than Madoff or Charles Keating. read full review »