I just want everyone to know that American Standard Online is scam. The owner Susan Quinn is the same owner as Anchor House Financial. About 3 months ago I responded to an ad on craigslist. The ad said if I have a job I qualify.No credit check and dowpayment required.When i called the operator he told me the exact same thing but then he told me that I had to pay $199.00 upfront for a title search to make sure when I move into the home I would be free any back payments. When I asked him when I would be billed he responded "only when you get... read full review »