the overdraft charges are based on manipulation of the date of the transaction. The account balance and transactions that I see online on a DAILY basis are discounted and based on the fraudulent balances and transactions on their side (which we never see). I received $175 in overdraft charges because THEY SAY my account was overdrawn $22!~!!!, which it wasn't based on the email account balances THEY SENT ME, plus my ONLINE account info! They MANIPULATE the dates and times of the transactions to the DAY BEFORE to assess o/d charges! They... read full review »