I STARTED WITH THESE CALLS A YEAR AGO. THEY ALSO CALLED FAMILY & FRIENDS. THEY WERE THREATENING AND SCARY. I WAS ACTUALLY IN TEARS THE FIRST NIGHT. I WAS SEARCHING MY MEMORY, TRYING TO FIGURE OUT WHAT DID I FORGET. WELL I CHECKED ALL MY FINANCES AND BANK PAPERWORK AND I HAD NOT MISSED ANYTHING. THEY WERE THREATENED WITH LAWYERS AND STOPPED CALLING. ONE YEAR LATER ( OR SO) WE START GETTING THE CALLS AGAIN, NOW WORSE AND WITH A MORE SEVERE TONE AND NASTY WORDS. MY BEST FRIEND WAS CALL AND TOLD THAT SHE WAS GOING TO BE SUED AND WOULD BE... read full review »