1) High pressure initial phone contact. 2)Sales personnel misrepresent or omit critical details of the program. 3) The only chance you have to rescind the contact without incurring major penalties is prior to your signing the "acknowledgement of Benefits." 4)The documents sign place many legal limitations on the buyer while effectively eliminating the critical responsibilities of the travel agency. 5) The sales person does NOT mention The high "cancellation fees." After checking out the company on the web (immediately... read full review »