Spoke to steven reed, manager ny letter agreement help customers to get their credits back. (717)-794-4013 manager of Encore Marketing, Gerttysberg, PA told me 14.95 Heyband rewards program that was refunded October 21, 2008. But another 14.95 was taken out September 22, 2008 which was an older credit acct and was canceled. I want my money back and now a letter from ny attorney general has to be signed, I think this is a spoof, scam to sign a document to get the company Encore Marketing from giving me back money they took withou my... read full review »