My husband was incarcerated in Sept 08. I called AHMSI in Oct to make arrangements to make the mortgage payments, because of his incarceration I could not make full payments. I was told I could not make partial, they had to be full payments, even though I wanted them to know I was at least making an effort to keep up with it. I managed to make payment in Nov, and Dec got paid in Jan. I ran into a lot of health issues and missed Jan & Feb. On March 09, 2009 they had sent me a letter of intent to foreclose, act 91 notice, to my old... read full review »