After a couple of bounced checks I was urged to get a line of credit to cover any overdraft expenses. Okay. A few years later I learned that if you exceed the line of credit, you get charged bounce fees every chance you get. And if you use the money and pay it back, it is not available to you again. They don't tell you that. Also, when checks come in, they automatically take the largest (even if it came in last), and that way they can charge you more bounce fees. I am closing my accounts. SICK OF BANKS! read full review »