What a scam Freedom Mortgage is running!!! I have been in my home for 4 years now and never missed a payment. I refi my home 2 years ago and recently started getting forclosure letters. I called FM to figure out what was going on. They told me my escrow was -3000$ and I was behind 4000$ on my mortgage. How can this be? we figured out the problem was they did not take enough out for taxes after i refinanced... their mistake!! They admitted the mistake and to make up for it they raised my mortgage 200$ Now I am still getting forclosure notice... read full review »