These people are very fraud no grace period they call the day after your payment is due harrasing you they told me they sentmy loan back to the car dealer because I havent made my payments on the dued date even after I called and told them I just switched jobs so my pay periods changed. I am filing complaints with BBB and the Attoney General. I have also just wrote to the news stations about this company and I'm not quite done yet. I've never missed a payment or asked for a deferment so to be treated like this is very unprofessional... read full review »