I closed my account IN WRITING in 2000. I have a credit report that I pulled that year confirming that the account appeared on my credit report as CLOSED. I then got divorced in 2005. My ex-husband got re-married 6 months later and he and his new wife went in and were somehow able to get the account re-opened (without speaking to me to get my consent, signature, or checking my credit) and maxed the credit line with new furniture for their new life. They then continued for several, several months to be late on the payment. Oh, I should... read full review »