Originally purchased car through Clay Cooley however after 3 months my account was sold to Bayquest. Since then it's been nothing but trouble! They will not let me refinance for a lower rate even though payments have been consistantly on time, customer service is rude (Veronica???) and unprofessional, website is no help and the fact that I can't locate any information leads me to believe this company is shady and ripping off people. To my knowledge the bayquest cap. owners/investors are not located in America. They have been applying... read full review »