In October of 2008 year I was erroneously charged an annual fee of $99.95 (drafted from my checking account) by IPayment. When I signed up with Mr. Freshman, he personally informed me that the annual fees normally charged would be waived for as long as I had an account with IPayment: "No annual fees ever". So, you can imagine that I was a little surprised. Even so, I could see how a mistake could be made, and was willing to forgive it assuming that the reimbursement would arrive shortly. After several weeks of not receiving any... read full review »