wE HAD INSURANCE WITH ANPAC, BOTH AUTO AND HOME, FOR MANY YEARS IN PA. WE MOVED TO NC AND COULD NO LONGER KEEP IT. WHEN WE ASKED IF WE WERE ELIGIBLE FOR OUR REFUND AFTER HAVING NOT MADE ANY CLAIMS, THEY SAID NO BECAUSE WE SOLD OUR HOME AND NO LONGER HAD IT INSURED WITH THEM...FOR LACK OF FORTY FIVE DAYS THEY WOULD NOT EVEN SEND US A PERCENTAGE OF THE SEVEN HUNDRED DOLLAR REFUND. DESPITE THE FACT THAT WE HAD OUR TWO VEHICLES AND MY DAUGHTERS CAR ON THE POLICY, NEVER MISSED A PAYMENT AND HAD ONLY ONE AUTO CLAIM, WHICH WAS MY DAUGHTERS DOING... read full review »