On April 20th @ 11:00 am I spoke with a represnetative from Priority Direct Card Services who explained their service and I bought into it. This person explained that they could get all our high intrest rate CC's to lower their rates resulting in an $8000 savings. They explained that it would be no money out of pocket and that they would charge the fee to the CC with the availble balance. I was then transfered to another person who took my information and explained that all but $199 would be refunded if they couldn't get the combined... read full review »