I had a missed call from an 800 number on my phone today. Figured since I was applying for jobs and that I wanted to not miss any employment possibilities, I returned the call. I heard 'USA Credit' when they answered and I figured I might be talking to a collection agency (since I have a few overdue bills) and then they started to tell that I have been qualified to receive $7500 in credit that would be reported to the 'credit agencies' within 30 days of my account activation. After giving them some information or... read full review »