i also have been a victim of B A ...i had been in the fixed 5.9 percent through MBNA/Bank of America which i had got the card and rate through being a member of the quarterhorse association...they kept sending me email to pay or be charged late fees... in april i paid 140.00, 120.00 and 326.00 !!! i have confronted them on this with no repsonse...i would like to no where this money went?I have always made my payments in a timely matter.. all have been debited out of my checking account... i called today to also find out that they have jacked... read full review »