Be careful of 0% offer for charge cards. I took advantage of the 0% and transferred the balance of a loan to the account. When I used my card for new charges they immediately began charging interest and won't allow me to pay off the new charges. My payments are only applied to the amount that I transferred under the 0%. They are effectively making me pay interest on the new charges over the entire 8 months that I am being offered the "so called" 0% interest, thereby paying more interest than I ever had before as I usually pay in... read full review »