I does not seem like much 1.5% till they start taking it out. They take it out even if your account is down and they didn't make you anything. I signed up with another company and the day after they found out they took out fees before the end of the quarter. The commodity funds they had me in were not making money and I said I didn't want them when I found out the advisor had bought them. The response was it is only 3%. Glad I left. read full review »