This company stated I would recieve a free yearly credit report at no charge to me there was a box marked for a free trial in their credit monitoring services I removed the check from the box. Then about a week or two later I was billed 14.95 for this service, and again on 5/03/09 when I tried to contact them online I didnt have an account with them to log on and cancell this account. I never authorized them to charge my credit card and I never even gave them that info! so how did they charge me. My bank has no complete address or phone number... read full review »