After reading a few stories about American Heritage Insurance Services' dealing with other drivers, I just had to write. As luck would have it, I was involved in an accident on 1/27/09 in Denver CO. I was not at fault in this accident, yet my car was declared a total loss by both insurance companies. After looking at both settlement offers I went with my own insuror because they offered the higher amount, which still left a balance of $3100.61, of which American Heritage Insurance Services informed my Credit Union in March that... read full review »