Like magic- Hargrave and Associates will take your $250 and make it disappear! I signed up with this company because they were cheap and somewhat appealing, and lets face it, I was more willing to risk $250, than $500, so I bought into their scam last February (2008), and never heard from them again. I called them in March, to see where my welcome package was- and the agent/representative that I spoke with was so loud-raunchy and ghetto, she spoke to me like I was her "home girl" and was like, "girl-letme see where yo stuff... read full review »