so i applied for a morgage modification for home owners bailout, submitted my application the first day it came to my state unfortunately i have to do every thing by phone, fax, and mail; well any way i faxed the application and requested documents in a very timely manner, called to make sure they received it the next day and the said they did not it must have been misplaced so i spent another twenty dollars to fax info again. one month later i recieve a letter stating that they did not receive all the requested info ; so i then just to be... read full review »