They have listed on the website FIA card services as one of the creditors they have negotiated with to reduce what you pay on a credit card. When we called FIA card services fraud department they had no knowledge of this company and did not know they had their name (FIA Cardservices)on the website. We were told to submit this for them to look into it and see if the company was legitimate. Not sure if this is an internet scam. They guarentee you pay back .50 on a 1.00 of debt and they are not debt consolidation-that the money comes out of my... read full review »