I bought a 99 Ford Escort ZX2 Sport fully loaded in 2001 and never missed a payment. In 2002 my wife and I bought her a 2002 KIA SUV and again never missed a payment. Then the totally unexpected happened. The docs told me I had two degenerated disks in my back and had to be replaced with titanium disks. Well long story short, surgery did not go well and I can never work again. So I called Americrud and explained everything to them and I wanted to surrender my Escort. They told me that would be ok and would not go against my credit and I... read full review »