2 messages were on my house phone yesterday when I got home from work. Scott Edwards from Central Credit ServicesCentral Credit Services said it was extremely important that I call him right back. He said unless I pay $7346.90 he will proceed in garnishing my wages and loosing my house. I told him I have no money and he said yes you do. I said where and he began reading me my credit report and knows I have money. He was talking about the balance of my credit cards and said I have to call my credit card companies first thing this morning... read full review »